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Articles categorised Advice strategies

14 June 2018

Pension Loans Scheme and licensing limits

Financial planners need to exercise caution and check licensing requirements before giving advice on the Pension Loans Scheme (PLS). The Pension Loans Scheme will come under credit licensing rules. Unless you are authorised under an Australian credit licence you cannot provide advice on the Pension Loans Scheme and will be limited to strategy advice on […]

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5 October 2017

Rethinking the adequacy of retirement planning

When taking into account the costs of aged care, the current retirement planning approach taken by many advisers may fall short of predicting the real retirement income needs and leave clients with significant shortfalls.  

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30 June 2017

Assessing the home after a move into care

The home is often the largest asset for clients moving into aged care and how it impacts the fees payable can be complex. This article looks at some of the rules, particularly in relation to exemptions for a protected person.

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